I would love a Real Estate expert from Northern NJ area to assess the current home prices. Will it go up? will it continue to drop? I want to buy a single family house soon. I earn 100K a year (single). i have 30K in savings. I only have 2 major outstanding debts, a student loan for $11K and a car mortgage only for 400 a month, including insurance. My fico is 700++. I am noticing home prices going down but a decent single family home in northern NJ is still 300K to 500K!!! With my income situation, can i afford a $300K home and still have money left over??
Are there any decent homes priced under $300K??? in bergen county? I should also mention, I’m single but i financially support my parents. They are close to thier retirement but w/ 0 retirement fund. The home is really for their comfort. Am i being financially realistic – wanting to buy a house and financially support my parents w/ single income of $100K a year???? Please need financial / real estate advice!!

I am a broker in neighboring Westchester County.

Prices are not going up any time soon.

I don’t know what you’d define as decent- best thing to do is contact a reputable full-time real estate broker with a verifiable track record and references and have hime/her help you assess your qualifications, the available homes for sale, and what the best move for you might be. It costs nothing to get prequalified for a mortgage, so that would be a goos step as well. You are not obligated to buy.

You seem solid, but your parents are a wildcard that is hard to evaluate with the available information. get that agent and mortgage person on the case so you can make a decision with real facts.


Related Blogs

TrackBack URI | RSS feed for comments on this post

2 Responses

  1. J. Philip Real Estate

    2010 Aug 30 1

    I am a broker in neighboring Westchester County.

    Prices are not going up any time soon.

    I don’t know what you’d define as decent- best thing to do is contact a reputable full-time real estate broker with a verifiable track record and references and have hime/her help you assess your qualifications, the available homes for sale, and what the best move for you might be. It costs nothing to get prequalified for a mortgage, so that would be a goos step as well. You are not obligated to buy.

    You seem solid, but your parents are a wildcard that is hard to evaluate with the available information. get that agent and mortgage person on the case so you can make a decision with real facts.
    References :
    real estate broker

  2. daniel r

    2010 Aug 30 2

    go to http://www.weichert.com
    click the tab for agents/offices
    find the one closest to where you want to be. call them. they will be happy to assist. weichert is the largest independantly owned real estate company in the WORLD
    References :
    i am a Weichert agent in Texas


Leave a reply